Alistair is a Chartered Wealth Manager specialising in high-net-worth portfolio consolidation and tax-efficient estate planning. He holds the prestigious CISI Chartered Wealth Manager Qualification and is a certified Trust and Estate Practitioner (TEP). With over 18 years of experience in private banking, he currently directs bespoke wealth strategies for multi-million-pound family offices in London.
Alistair Montgomery graduated with First-Class Honours in Economics from the London School of Economics (LSE) before completing his MSc in Financial Mathematics at Imperial College London. His early career saw him managing institutional capital at Coutts & Co, where he gained invaluable insight into the nuances of premium banking and elite asset management. He later transitioned to a boutique Mayfair wealth advisory firm, ultimately becoming a Director managing over £250 million in private client assets. Alistair is deeply proficient in navigating the complex UK tax landscape, frequently utilising sophisticated trust structures, offshore bonds, and Family Investment Companies (FICs) to mitigate Inheritance Tax (IHT) and Capital Gains Tax (CGT). His methodology integrates advanced cash flow modelling software with rigorous macroeconomic analysis to ensure long-term generational solvency. He writes extensively to demystify elite wealth preservation tactics, believing that robust financial education should not be strictly gated behind private banking doors. Through his detailed guides, he helps affluent UK families and high-earning professionals navigate regulatory shifts, such as HMRC's evolving pension allowances and dividend taxation rules. His work directly addresses the costly oversights that regularly ruin generational wealth transfers.